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Track
funds:
See where your
money is going you might be surprised.
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Coffee:
Buying
specialty coffee can get to be very expensive.
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Smoking:
What
do you spend per day, week, month?
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Alcohol:
How much do you spend?
Where?
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Luxury
items:
Snowmobile,
ski jet, boat, jewelry, cell phone , fax machine, copies,
etc.
Do you really need them or they are just nice to have?
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Car
Do
you need a new car or can a good used car do the job for
you?
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Movies:
How
often do you go to the movies or rent a movies from a movie
rental place?
Many libraries rent "current" movies very
inexpensively.
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Hotels:
When
you use hotels, how much time do you really spend in a
hotel... maybe a less expensive hotel down the street will
work.
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Trips
- Gas:
Checkout
gas stations with the cheapest prices. Maybe you've been
going to the most expensive place in town.
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Credit
cards:
Before
charging, do you really need it? Transfer high interest
balances to lower interest cards, pay off high interest
cards first, negotiate with credit card company to lower
interest rate.
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Clothes:
Do
you need name brand clothes?
Would an off brand look just as nice?
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Insurance:
See
if you are paying for coverage you don't need or don't have
coverage you do need.
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Entertainment:
Vacations,
Airlines, Car rental, Taxis:
Ask for discounts.
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Eating
out/fast foods:
How
often do you eat out?
Can you wait until you get home to eat?
can you pack your meal (lunch)?
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This
is not intended to give you legal or financial advice; it is
only to help you think about other options. Options you may
not have before thought of.
Back to
the Top
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